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Everyday Finance at Snooze

The smarter way to pay for things you really want today.


Any one of these four cards can be used to make Interest Free purchases If you don’t have a card yet, you can apply for a Gem Visa online which will allow you to start interest free shopping today. Already have an eligible card? Shop in store today. Present your card or account number and driver’s licence in store.

Gem Visa Annual Fee For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards. Read the Gem Visa Conditions of Use

Everyday Offers

NO INTEREST, NO REPAYMENTS, FOR 6 MONTHS

Available to approved customers where the amount financed in a single transaction is $500 or more on Gem Visa, CreditLine, GO MasterCard and Buyer’s Edge. Interest and repayments are payable after the 6 month interest free period and deferred payment period. A non-refundable deposit may be required to secure an order for certain products. Interest Free not available on Clearance items.

NO INTEREST, NO REPAYMENTS, FOR 12 MONTHS

Available to approved customers where the amount financed in a single transaction is $1000 or more on Gem Visa, CreditLine, GO MasterCard and Buyer’s Edge. Interest and repayments are payable after the 12 month interest free period and deferred payment period. A non-refundable deposit may be required to secure an order for certain products. Interest Free not available on Clearance items.

NO INTEREST FOR 18 MONTHS

Available to approved customers where the amount financed in a single transaction is $1500 or more on Gem Visa, CreditLine, GO MasterCard and Buyer’s Edge. Interest is payable after the 18 month interest free period. Minimum monthly repayments must be made during the interest free period and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. A non-refundable deposit may be required to secure an order for certain products. Interest Free not available on Clearance items.

NO INTEREST FOR 24 MONTHS

Available to approved customers where the amount financed in a single transaction is $2000 or more on Gem Visa, CreditLine, GO MasterCard and Buyer’s Edge. Interest is payable after the 24 month interest free period. Minimum monthly repayments must be made during the interest free period and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. A non-refundable deposit may be required to secure an order for certain products. Interest Free not available on Clearance items.

Upsize 50 months interest free T&C:

  1. Minimum spend $999.
  2. Offer available between February 4 2019 - March 10 2019.
  3. Approved customers only.
  4. Not available on clearance lines, and not available with online purchases.
  5. A non-refundable deposit may be payable to secure an order for certain products.
  6. The plan is payable by 50 approximate equal monthly instalments (exact amounts specified on your statement).
  7. At the end of the plan, interest will be charged at 24.99%.
  8. A $99 annual fee applies for Gem Visa. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer.
  9. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers.
  10. Other conditions, fees and charges apply, see product websites for details.
  11. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. gemvisa.com.au, interestfree.com.au, gomastercard.com.au and buyersedge.com.au

Apply In 4 Easy Steps

Apply now for a Gem VisaFind Out More
Step 1

Check you’re eligible

Step 2

Apply now – it takes less than 10 minutes

Step 3

Get a response in less than 60 seconds

Step 4

Once approved, look out for your card in the mail

Everyday Offers Terms & Conditions

  1. New orders only.
  2. A non-refundable deposit may be required to secure an order for certain products.
  3. Interest Free is not available on Clearance items.
  4. These offers are made subject to Gem Visa, CreditLine, GO MasterCard and Buyer’s Edge Conditions of Use (as applicable)^ which set out the conditions, fees and charges that apply, including a $99 annual fee for Gem Visa.
  5. A monthly account service fee applies to GO MasterCard, CreditLine and Buyer’s Edge.
  6. To apply, please see our staff in-store. To apply for a GEM Visa Card please follow the directions above.
  7. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit License number 392145
  8. The Snooze terms and conditions apply to all purchases made.
  9. Interest Free offers cannot be exercised online, please see your local Snooze store to purchase with one of our interest free offers
^gemvisa.com.au, creditline.com.au, gomastercard.com.au and buyersedge.com.au