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Buying with Interest Free at Snooze HSBC is your key to shopping Interest Free* at Snooze. Just like other credit cards, HSBC Visa provides you with an available credit limit to shop, but unlike most credit cards it also gives you the power to access Extended Interest Free and Deferred payment promotions. What Are The Benefits Of The HSBC Visa Credit Card? No Deposit Interest Free finance promotions available (subject to approval). Access to 800,000 ATM’s worldwide. 55 Days# Interest Free on everyday Visa purchases. 24 / 7 Access to Credit Cards on-line, for a quick, easy and secure way to manage your account. Low $59 annual fee. Interest rate on everyday purchases of 23.99% p.a. World Wide acceptance at over 24 million Visa retailers. Easy repayments by BPAY, Direct Debit, Telephone Banking, Australia Post or at any HSBC Branch. Interest Free reverts to the Cash Rate at end of interest free period, currently 25.99% p.a. *Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is 25.99% p.a, current as at 01/12/2012 and is subject to change. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $1500.00 and is subject to change depending of Interest Free term. Annual fee $59 applicable. Approved applicants only. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595 #55 days Interest Free - Depending on when you make your purchases, when your statement is issued, and if you pay off the outstanding balance on your next statement of account on or before the due date. There are no interest free days for cash advances or balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any balance transfer or promotional purchases) by the due date. Approved applicants only.